FOCOLD recognizes that greater economic and financial independence and economic stability for Vulnerable community especially youth and women in the rural areas at the same time addressing poverty in the society is very paramount. FOCOLD provide soft loans to improve the income base among the underprivileged society, increasing the number of households that are able to carry out sustainable income generation activities in support of their siblings. Among Several initiatives that have been doing including trainings of women and youth in business management and entrepreneurship as well as provision of loans and we also promoting and training agriprenuers, we have also considered promoting business with value chain to ensure that local people make better money out of their business, like making honey, etc